Affordable Insurance Services:
- Health, Life and Disability
- Auto, Home, Business, and Workman’s Compensation
- Retirement Planning
Insurance is a contract, represented by a policy, in which an individual or entity receives financial protection or reimbursement against losses from an insurance company. The company pools clients’ risks to make payments more affordable for the insured.
Insurance policies are used to hedge against the risk of financial losses, both big and small, that may result from damage to the insured or her property, or from liability for damage or injury caused to a third party.
There are a multitude of different types of insurance policies available, and virtually any individual or business can find an insurance company willing to insure them, for a price. The most common types of personal insurance policies are auto, health, homeowners, and life. Most individuals in the United States have at least one of these types of insurance, and car insurance is required by law.
Businesses require special types of insurance policies that insure against specific types of risks faced by the particular business. For example, a fast food restaurant needs a policy that covers damage or injury that occurs as a result of cooking with a deep fryer. An auto dealer is not subject to this type of risk but does require coverage for damage or injury that could occur during test drives. There are also insurance policies available for very specific needs, such as kidnap and ransom (K&R), medical malpractice, and professional liability insurance, also known as errors and omissions insurance.
Our experts will help you decide what type of business if best for you.
Corporation and LLC formation: You may be asking “What does LLC stand for,” “Which entity should I choose,” “What is Inc.,” “What does Co. mean,” “What is LLC,” or “Ltd vs. LLC?” Before you incorporate, you need to choose which type of entity is right for you. This slows down many entrepreneurs in the start-up process because this is not taught in elementary school, college, business school or even most law schools. Entrepreneurs are often stuck searching the web, reading books, or asking questions of incorporation services in an area very unfamiliar to most people. We live and breathe this – and enjoy it. Yet we are patient to make sure that our clients, who are not familiar with the choices available, could make the right decision to help their business succeed. Businesses are formed at the state level, and state law differs with regard to these entities. The state law defines the different forms of businesses available. States also require corporate endings for certain choices of entities.
Financial Aid Consulting:
Our experienced FA Consultant, with more than 16 years’ experience as a Director of Financial Aid, helps students and parents through the financial aid process by providing advice and assistance that supplements the services offered by the schools themselves; helps eliminate the college stress by providing useful and up-to-the minute, information about the entire college financial aid process including FAFSA. Exclusive, confidential and personal service to identify grants, loans and scholarships available to students.
Our Associate, Leon Tsipis, has over 15 years of experience as a Notary Public.
What Is a Notary Public? A Notary Public is an official of integrity appointed by state government —typically by the secretary of state — to serve the public as an impartial witness in performing a variety of official fraud-deterrent acts related to the signing of important documents. These official acts are called notarizations, or notarial acts. Notaries are publicly commissioned as “ministerial” officials, meaning that they are expected to follow written rules without the exercise of significant personal discretion, as would otherwise be the case with a “judicial” official.
Realtor and Mortgage Loan Broker – no cost loans:
- What is a mortgage broker? This professional helps you find the best mortgageby shopping all the options at your disposal. This can be a huge plus if you’re feeling overwhelmed by the mortgage process and can’t tell which loan is right for you.
- However, mortgage brokers aren’t ideal for everyone, so it’s good to learn what these people do exactly. Our experienced staff will help you to understand what is the process is about and will hold your hand every step of the way.
- A mortgage broker is an intermediary working with a borrower and a lender while qualifying the borrower for a mortgage. The broker gathers income, asset and employment documentation, a credit report and other information for assessing the borrower’s ability to secure financing.